Fred and Wilma had $30,000 invested with an investment advisor. When Fred died, Wilma tried to get the money. But she couldn’t. That’s because in Louisiana, if one spouse dies, then the assets in the investment account are usually frozen until a succession is done. But that law recently changed. Now, when one spouse dies, …
Have you heard about the latest scam? Scammers are offering “free” genetic tests and claiming Medicare will cover it — so they can get your Medicare Number and use it to commit fraud and identity theft. They’re targeting people through telemarketing calls, health fairs, and even knocking on doors. Only a doctor you know and …
In order to be eligible for Medicaid, you cannot have recently transferred assets. Congress does not want you to move into a nursing home on Monday, give all your money to your children (or whomever) on Tuesday, and qualify for Medicaid on Wednesday. So, it has imposed a penalty on people who transfer assets without …
In Louisiana, everyone is a mandatory reporter of elder abuse. That means that if you have cause to believe that a senior is being abused or financially exploited, you have to report it. And if you don’t, you could go to jail. But some banks, investment advisors and insurance companies mistakenly believe that federal financial …
I don’t want to get Alzheimer’s. Is there anything I can do to decrease my risk? That’s a question that the World Health Organization recently tried to answer. They found some things that might help, but the evidence wasn’t great. According to their report, “Several recent studies have shown a relationship between the development of …
Once a resident is settled in a nursing home, being told to leave can be very traumatic. Nursing homes are required to follow certain procedures before discharging a resident, but family members often accept the discharge without questioning it. Residents can fight back and challenge an unlawful discharge. According to federal law, a nursing home …
We often hear of people, particularly older people, who skimp when it comes to buying and taking their medications. They either take less than the prescribed amount, or completely opt out of taking of the medicines the doctor has prescribed for them. Why?…because they cannot afford them. Medication costs are one of the biggest expense’s …
If you are struggling with paying for Medicare Part B, or if you are putting off having a healthcare issue checked out by your physician because you haven’t met the deductible for your Medicare, or if you can’t afford a supplement for your Medicare, then you may want to look into the Medicare Savings Program …
How to Get Help with Medicare Premiums, Deductibles and Coinsurance Read More »
Huge Myth About Rehab Services Paid by Medicare Have you heard that Medicare must cut you off of rehab services if you are not showing improvement? A nursing home or hospital facility may have told you this. But it’s not true! There is no “improvement standard.” The rehab services need only maintain your current condition …
Common Abuse of Powers of Attorney You are NOT giving up the right to act for yourself! Recently, neighbors called the police to an elderly gentleman’s home because of a disturbance. Several officers showed up to find the man and his daughter having a loud argument. The elderly man’s daughter had taken his house and …
“We no longer require that masks be worn when meeting with us. However, if you wear a mask, we’ll do likewise.”
